자금 관리

바이낸스 입금 시 Tag나 Memo를 잊었을 때 대처법

게시일 2026-03-26 | 7 분

바이낸스 사용자를 위한 이 주제에 관한 종합 가이드입니다.

What Are Tag and Memo in Deposits

When depositing certain cryptocurrencies to Binance, you need to fill in an additional field called Tag or Memo besides the deposit address. This field identifies fund ownership — similar to a note or reference in a bank transfer.

Different cryptocurrencies use different names:

  • XRP: Destination Tag
  • XLM: Memo
  • EOS: Memo
  • BNB (BEP-2): Memo
  • ATOM: Memo

If you do not have a Binance account, 바이낸스 가입 first — the deposit page shows these field requirements.

Why Some Cryptocurrencies Need Tag/Memo

These cryptocurrencies share a common trait: they use a shared address model. Binance may use a single address for many users' deposits, then distinguish them by different Tags/Memos.

What Happens If You Forget Tag/Memo

Funds cannot be automatically credited because Binance's system cannot identify which user the funds belong to. The funds are safely at Binance's address, just unallocated.

Recovery Method

Step 1: Confirm Transaction Details

Collect TxID, coin and amount, correct Tag/Memo (from Binance's deposit page), and sending platform info.

Step 2: Verify on Blockchain Explorer

Confirm the transaction was successful.

Step 3: Submit a Support Ticket

바이낸스 앱 다운로드, go to support, select "Deposit Issue" then "Tag/Memo Problem."

Step 4: Fill Out the Recovery Application

Provide your UID, coin and network, amount, TxHash, correct Tag/Memo, and what was actually entered.

Step 5: Wait for Processing

Processing typically takes several business days. 바이낸스 가입 to track ticket progress.

Wrong Tag/Memo vs. Missing Tag/Memo

  • Missing (blank): Easier to recover — Binance can locate untagged transactions.
  • Wrong Tag/Memo: If it matches another user, funds may have been credited to the wrong account, requiring internal adjustment.

How to Prevent Tag/Memo Errors

  • Read deposit page prompts carefully — red warnings are important
  • Copy rather than manually type — use Binance app's copy button
  • Check every field before sending: address, network, Tag/Memo, amount
  • Test with a small amount first
  • Use networks that do not require Tag/Memo when possible (e.g., BNB via BEP-20 instead of BEP-2)

Cryptocurrencies That Require Tag/Memo

  • XRP: Destination Tag (numbers only)
  • XLM: Memo (alphanumeric)
  • EOS: Memo
  • ATOM: Memo
  • HBAR: Memo

FAQ

Can forgotten Memo deposits always be recovered?

In most cases yes, but it requires manual processing by Binance support.

Are there fees for Memo recovery?

Binance may charge depending on the situation. 바이낸스 앱 다운로드 to contact support.

Do all cryptocurrencies require Tag/Memo?

No. Most only need an address. Only specific cryptocurrencies require an additional Tag/Memo.

Safety Tips

  1. Do not ignore any prompts: Every warning on the deposit page matters.
  2. Verify all fields: Address, network, and Tag/Memo — all three are essential.
  3. Use official channels: 바이낸스 가입 and 바이낸스 앱 다운로드 through official links.
  4. Contact support promptly: Submit a ticket as soon as possible after discovering the issue.
  5. Do not trust third-party recovery services: Only official Binance support can process recoveries.

Tag/Memo may be a small field, but it is critically important in the deposit process.

지금 바이낸스를 시작하세요

전용 추천 링크로 가입하면 영구적인 거래 수수료 할인을 받을 수 있습니다

지금 가입 앱 다운로드